Disclaimer

This ING Investment Management website is provided as a service to institutional, private and professional investors/advisors. The information and prospectuses on this website should neither be regarded as an offer nor a solicitation to buy, sell or otherwise deal with any investment referred to herein and is not intended for distribution to, or use by, any person in any country, including the United States, where the investment funds and services referred to are not authorised or registered for distribution or in which the dissemination of information on the funds or services is forbidden. Please check the fund fact sheet to find out in which countries the funds are authorised or registered for distribution. The funds and services may not be suitable for all investors and offering them may not be allowed by local law or regulations. Investors should take advice from their own independent advisors before making an investment decision and should be aware of local laws governing investments. None of the funds are registered under the Securities Act 1933 of the USA nor under the Investment Company Act of 1940. The details on these funds as shown are not an offer for sale or to be sold in the USA, its territories, possessions or protectorates under its jurisdiction, nor to nationals, citizens or residents in any of those areas

The value of your investment may rise or fall. Past performance is not indicative of future results. Some funds on the website may make use of leverage facilities, derivatives or invest up to 100% of their total net assets in unlisted securities, possibly deriving from so-called developing (emerging) countries. This can involve specific risks of which investors should be aware, among which risks related to political and economic stability, currency exchange rates as well as applicable foreign taxes and accounting standards. For all the investment funds mentioned on this website a Financial Instruction Leaflet has been made with information about the product, the costs and the risks involved. Do not take unnecessary risk. Read the Financial Instruction Leaflet. Any other products or securities that are mentioned on this website have their own particular terms and conditions, which also should be consulted before entering into any transaction.

The contents of the ING Investment Management website are based upon sources of information believed to be reliable. However, no guarantee, warranty or representation, express or implied, is given as to the accuracy or completeness of such information; and neither ING Investment Management, nor any other company or unit belonging to the ING Group, nor any of its officers, directors or employees accept any liability or responsibility in respect to the information or any recommendations expressed herein. The information on this website is subject to change without notice.

ING Investment Management is a business unit of ING Group responsible for managing the assets of ING Group's insurance companies, the investment funds and investment companies sold by these insurance companies and by ING Group's banking division, as well as the assets of institutional clients.

Swiss law is applicable to this disclaimer.